Retirement Planning
Building a retirement strategy around the life you want to live — and the income needed to support it.
Beyond the 401(k)
It’s likely your aspirations for retirement will require solutions that go beyond a 401(k) or IRAs, Social Security, or, if you’re a business owner, the sale of your company.
Jason Melvin
Ask someone what they want retirement to look like and the answer is rarely just a number. It is how they want to spend their time, where they want to live, who they want to spend it with, and what they want the freedom to do.
Our role is to help translate that vision into a financial strategy. We look at what you have already built, the income sources available to you, and the decisions that can help prepare you for the years ahead.
And retirement planning does not end when you stop working. How and when you draw from different accounts, manage taxes, create income, and adjust as life changes all become part of the plan.
What this covers
- Retirement savings strategy
- Coordinating contributions across employer plans, IRAs, and other accounts based on your goals, available options, and broader financial picture.
- Retirement income planning
- Building a strategy for how your savings, investments, Social Security, and other income sources can work together throughout retirement.
- Withdrawal & distribution strategy
- Planning how and when to draw from different account types while considering taxes, income needs, and the longevity of your assets.
- Guaranteed income strategies
- Evaluating annuities and other income solutions when appropriate based on the role they may play within your broader retirement plan.
- 401(k) & employer plan review
- Reviewing your existing retirement plan, including allocation, investment options, fees, and how it fits within the rest of your portfolio.
The next questions are usually about cost and how the relationship works. Those are answered plainly in the frequently asked questions.
Start where you are.
We’ll talk about what matters to you, understand where things stand today, and explore how thoughtful financial guidance can support the future you’re building. It’s simply a conversation to see how we can help.