Technology & Creative
For professionals whose compensation or income does not always follow a traditional paycheck — from equity compensation and ownership interests to project-based and independent income.
The situation
Equity compensation and variable income can create opportunities that come with additional decisions. Vesting schedules, stock options, concentrated positions, and changing income can each affect taxes, cash flow, and the way you invest.
When a significant part of your wealth is connected to one company, the decisions become especially interconnected. When to exercise, when to sell, how much to hold, and how to diversify all need to be considered alongside the rest of your financial life.
Our role is to help you understand those tradeoffs and build a strategy that brings greater intention to both the opportunities in front of you and the future you’re building.
Moments that matter
When equity becomes part of your compensation
Understanding what you own, when it vests or becomes exercisable, and the potential tax implications can help you plan before decisions need to be made.
As your equity begins to vest
Vesting can affect both your taxable income and your overall investment exposure. It is an important time to consider taxes, diversification, and how that compensation fits into your broader strategy.
Before a liquidity event or major financial decision
Planning ahead creates time to consider taxes, diversification, cash needs, and longer-term goals before circumstances require a decision.
What we work on
- RSUs, stock options, and other forms of equity compensation
- Exercise strategies, tax considerations, and holding periods
- Managing and diversifying concentrated stock positions
- Planning around variable, project-based, or freelance income
- Retirement strategies for contractors and the self-employed
- Preparing for liquidity events and the decisions that follow
Each of these sits inside one of the planning disciplines. If you would rather run the numbers first, the calculators and reading are there for that.
Start where you are.
We’ll talk about what matters to you, understand where things stand today, and explore how thoughtful financial guidance can support the future you’re building. It’s simply a conversation to see how we can help.